TODAY’S RATES
Rates are personal.
So is the right plan.
A useful quote depends on more than a headline number. Compare the details that shape your monthly payment and total loan cost.
MARKET SNAPSHOT
Sample rates by state
Conventional 30-year fixed purchase rates
| State | Loan program | Rate | APR | As of | Source |
|---|---|---|---|---|---|
| New York | Conventional 30-year fixed | 7.366% | 7.423% | Oct 22, 2026 | Rate source |
| New Jersey | Conventional 30-year fixed | 7.279% | 7.324% | Oct 24, 2026 | Rate source |
| Florida | Conventional 30-year fixed | 7.115% | 7.188% | Oct 24, 2026 | Rate source |
| Connecticut | Conventional 30-year fixed | 7.316% | 7.373% | Oct 24, 2026 | Rate source |
Static snapshots from The Mortgage Reports’ lender partner network; its published figures may not reflect the broader market. These are not Marco Home Loans offers or personal quotes. Actual rates and APRs depend on borrower, loan, property, lender, points, and other pricing details. Confirm current terms directly with a licensed lender before making a decision.
Compare the full picture.
Loan amount, credit profile, down payment, property type, occupancy, loan program, points, and market conditions can affect pricing. A low advertised rate may also include fees or assumptions that do not match your situation.
Marco can help you review available pricing and understand how the rate, fees, and term work together for your goals.
A CLEARER COMPARISON
Look beyond the rate.
Monthly payment
Understand principal, interest, taxes, insurance, and any mortgage insurance.
Upfront costs
Review points, lender fees, closing costs, and any credits.
How long you plan to stay
Your timeline can change which structure makes sense to evaluate.